tag:blogger.com,1999:blog-5681376531120337778.post6344568483797817812..comments2014-04-14T19:03:23.444-07:00Comments on Cincinnati Diehard Bogleheads: May 13th 1pm est Official First Meeting Date (post asset allocations here)LHhttp://www.blogger.com/profile/16402036700951317057noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-5681376531120337778.post-27765846203258383942007-05-14T10:09:00.000-07:002007-05-14T10:09:00.000-07:00It depends if you want my current or goal AA I am ...It depends if you want my current or goal AA I am moving towards. I am moving into a pension and 403b plan with TIAA-CREF that will alter the composite.<BR/><BR/>Current AA: 82% equity and 18% bonds/cash with 25% of equity foreign (48% DODBX, 19% VTSMX, 16% DODFX, 9% HWCAX, 8% VISVX).<BR/><BR/>Goal AA: 80% equity, 10% real estate, 10% bonds with 50% of equity foreign. Will be shifting from current AA to goal AA over next 2 years with new pension and 403 b position plus IRA contributions.nick22https://www.blogger.com/profile/04806904224358798367noreply@blogger.comtag:blogger.com,1999:blog-5681376531120337778.post-61320166990937755222007-05-10T11:50:00.000-07:002007-05-10T11:50:00.000-07:00What a bummer I'm out of town but look forward to ...What a bummer I'm out of town but look forward to a meeting. I am a major Diehard fan. Here are my VG allocations among all accounts (Roth, 529 etc.)<BR/>Energy 5.4<BR/>REIT 5.7<BR/>Health 9.8<BR/>Midcap 5.6<BR/>Explorer 5.2<BR/>Star 22.7<BR/>Int Gr. 14.7<BR/>SP500 4.1<BR/>Ext Market 3.5 <BR/>Emerging 9.7<BR/>Small cap val 12.3<BR/>VIPB 1.2patnmaryhttps://www.blogger.com/profile/15766244639825424545noreply@blogger.comtag:blogger.com,1999:blog-5681376531120337778.post-31362412396917401222007-05-10T05:29:00.000-07:002007-05-10T05:29:00.000-07:00JohnPRetired for 4 years - Live off two Cola'd pen...JohnP<BR/><BR/>Retired for 4 years - Live off two Cola'd pensions but preparing for taking distributions for the first time from retirement savings, mostly in Vanguard. We have 22 positions with the top 12 plus a Variable Annuity (ugh) adding up to 86.6% of retirement savings, so I'd probably be considered a Slice-and-Dicer. the top 12 are;<BR/><BR/>17.5% VOHXX VG Ohio Tax-Free MM<BR/>_8.3% VFINX SP500 Index<BR/>_8.3% VASVX Selected Value<BR/>_7.6% VWELX Wellington<BR/>_7.5% TSP International <BR/>_7.4% VEIEX Emerging Markets<BR/>_5.3% VWEHX High Yield Corporate Bonds<BR/>_4.4% VTSMX Total Stock Market Index<BR/>_4.1% VGHCX Health Care<BR/>_4.0% VHGEX Global Equity<BR/>_3.9% VSEQX Strategic Equity<BR/>_3.0% VUVLX US Value<BR/><BR/>The remaining funds are basically cats and dogs; PFE and SLF stock (3.3%), two small Roths containing VEURX and VEIEX, small positions in REIT and Cap Opp, and two Putnam (ugh) positions in an active 403b account (wife will retire in three weeks). <BR/><BR/>See you on the 13th!JohnPhttps://www.blogger.com/profile/03914117206298959473noreply@blogger.comtag:blogger.com,1999:blog-5681376531120337778.post-61715926688790031062007-04-19T07:47:00.000-07:002007-04-19T07:47:00.000-07:00jart 1217over half of my net worth is in real esta...jart 1217<BR/><BR/>over half of my net worth is in real estate, but of my equity portion it is invested as follows:<BR/><BR/>401k - T. Rowe Price 2040 - 13%<BR/>Vanguard Total Market Index - 38%<BR/>Vanguard FTSE All World Index - 13%<BR/>Goldman Sachs Tax Managed fund - 15%<BR/>Eaton Vance Tax Managed Value - 9%<BR/>Eaton Vance Tax Managed Dividend Income - 6%<BR/>Eaton Vance Intl Equity Tax Managed Fund - 6%<BR/><BR/>I currently have no bonds and am wondering if I should learn more about them to feel comfortable including them. My Eaton Vance and Goldman Sachs funds were purchased through an Edward Jones office and will be sold and added to my Vanguard account as soon as I qualify for capital gains.jart1217https://www.blogger.com/profile/04809986873962569601noreply@blogger.comtag:blogger.com,1999:blog-5681376531120337778.post-43860346644673800812007-04-19T02:14:00.000-07:002007-04-19T02:14:00.000-07:00LH15 sp500 index SPY15 Small Cap Value ETF (VBR)15...LH<BR/><BR/>15 sp500 index SPY<BR/>15 Small Cap Value ETF (VBR)<BR/>15 Emerging Markets ETF (VWO)<BR/>15 USA REIT Index ETF (VNQ)<BR/>15 Pacific Stock ETF (VPL)<BR/>7 China 25 Index (FXI)<BR/>15 European Stock ETF (VGK)<BR/>6 MMF<BR/>No Bonds yet.<BR/><BR/>Comment:<BR/>Still have about 20 percent individual stock I am ignoring for now, the above allocation is really 80 percent of my portfolio. The 6 percent MMF is not an allocation per se, just where the money is now, also the REIT is only at 7 percent now, as I thought it was overpriced so held some money back in cash.Anonymousnoreply@blogger.com